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Deposit Accounts

Checking Account
Our checking account is a non-interest bearing account that offers unlimited check writing abilities, a low minimum balance and low fees for things like overdrafts, returned checks and wire transfers.

Details:
 
  • Initial deposit is $500.00 to open a checking account.
  • A monthly maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.

Savings Account
Our savings account is an interest-bearing statement account. Interests will be credited to your account on a quarterly basis, if the minimum balance requirement is met.

Details:
 
  • Initial deposit is $100.00 to open a savings account.
  • A minimum balance of $500.00 each day is required to obtain the disclosed annual percentage yield.
  • A monthly maintenance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.
  • Interest is calculated using the Daily Balance Method.

Certificate of Deposit
Metrobank offers a variety of Certificate of Deposit terms including, 1 month, 3 months, 6 months, and 1 year. Inquire within the branch about our Jumbo CD rates.

 
  • Initial deposit is $1,000.00 to open this account.
  • A minimum balance of $1,000.00 each day is required to obtain the disclosed annual percentage yield.
  • Interest is calculated using the Daily Balance Method.
  • Penalty may be applied for early withdrawal.

Interest Rates
Interest Rate Annual Percentage Yield (APY)
Savings Account 0.25% 0.25%
One Month CD 0.25% 0.25%
Three Month CD 0.35% 0.35%
Six Month CD 0.50% 0.50%
One Year CD 0.75% 0.75%
*Rates subject to change without notice. Effective June 1, 2012, the savings account interest rate will change to 0.25%

For further details regarding deposit accounts, you may contact us via email at customerservice [@] metrobankny [.] com or by phone at (800) 863-8762.

Online Banking
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Business Hours
Office Hours:
Mon-Fri : 9am to 5pm
Saturday : Close

Cutoff Time:
Banking: 3PM
Remittance: 4PM


Copyright 2009 - 2014 Metropolitan Bank & Trust Company. All Rights Reserved. Information in this document is subject to change without notice. Other products and companies referred to herein are trademarks or registered trademarks of their respective companies or mark holders. Metrobank may use links to other sites in an effort to help you obtain information. Metrobank cannot attest to the accuracy of information provided by any other sites. Links to other sites do not represent a site or product endorsement by Metrobank.

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