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Our checking account is a non-interest bearing account that offers unlimited check writing abilities, a low minimum balance and low fees for things like overdrafts, returned checks and wire transfers.
Details:
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- Initial deposit is $1,500.00 to open a checking account.
- A monthly maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.
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Our savings account is an interest-bearing statement account. Interests will be credited to your account on a quarterly basis, if the minimum balance requirement is met.
Details:
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- Initial deposit is $300.00 to open a savings account.
- A minimum balance of $500.00 each day is required to obtain the disclosed annual percentage yield.
- A monthly maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $300.00 any day of the cycle.
- Interest is calculated using the Daily Balance Method.
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Metrobank offers a variety of Certificate of Deposit terms including, 1 month, 3 months, 6 months, and 1 year. Inquire within the branch about our Jumbo CD rates.
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- Initial deposit is $1,000.00 to open this account.
- A minimum balance of $1,000.00 each day is required to obtain the disclosed annual percentage yield.
- Interest is calculated using the Daily Balance Method.
- Penalty may be applied for early withdrawal.
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Interest Rate
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Annual Percentage Yield (APY)
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Savings Account
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0.10%
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0.10%
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One Month CD
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2.00%
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2.02%
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Three Month CD
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2.50%
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2.52%
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Six Month CD
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3.50%
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3.53%
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One Year CD
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4.00%
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4.00%
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Rates may change at any time without prior notice after the account is opened. Fees could reduce earnings on the account
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For further details regarding deposit accounts, you may contact us via email at customerservice@metrobankny.com or by phone at (800) 863-8762.
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Banking Hours:
Mon-Fri : 9am to 3pm
Saturday : Close
Cutoff Time:
Banking: 3PM
Remittance: 3PM
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