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Commercial & Consumer Loans

Terms and Eligibility 
  • Maximum loan amount is up to two months gross monthly income but not to exceed $10,000
  • Pay back period up to 24 months
  • The borrower must have been employed at least 6 months with the present employer
  • Our interest rate is 14%* per annum

To apply for the loan, please present the following documents: 
  • Completed loan application form by applicant (and co-applicant or co-signer, if applicable). All blanks must be completely filled in. If a section or particular question does not apply, write "NA".
  • Employment certificate or employment letter that states the start and end of employment and the monthly/annual compensation.
  • A copy of most recent Income Tax Return (Form 1040)
  • A copy of the last two paychecks of pay stubs
  • A copy of proof of address (utility bills, bank statements, etc.)
  • Two pieces of identification (at least one of them must be government-issued photo identification)
  • Additional documents for non U.S. citizen: documentation of current status (e.g. permanent resident card, passport and visa, visa extension documents)
  • $20.00 non-refundable application fee will be collected upon submission of your application (payable by cash or check)

*Rates subject to change without notice.

For loan application, you may contact us via email at customerservice [@] metrobankny [.] com or via phone at (800) 863-8762.
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Business Hours
Office Hours:
Mon-Fri : 9am to 5pm
Saturday : Close

Cutoff Time:
Banking: 3PM
Remittance: 4PM


Copyright 2009 - 2014 Metropolitan Bank & Trust Company. All Rights Reserved. Information in this document is subject to change without notice. Other products and companies referred to herein are trademarks or registered trademarks of their respective companies or mark holders. Metrobank may use links to other sites in an effort to help you obtain information. Metrobank cannot attest to the accuracy of information provided by any other sites. Links to other sites do not represent a site or product endorsement by Metrobank.

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